<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-2742219434659830902</id><updated>2011-11-27T16:19:14.744-08:00</updated><category term='earnings'/><category term='independance'/><category term='making money'/><category term='eastern europe'/><category term='estonia'/><category term='economy'/><category term='money management'/><category term='CEE'/><category term='gold'/><category term='freedom'/><category term='options'/><category term='insight'/><category term='bets'/><category term='silver'/><category term='online business'/><category term='stocks'/><category term='expenses'/><category term='smoking'/><category term='saving'/><category term='assets'/><category term='corruption'/><category term='personal finance'/><category term='financial freedom'/><category term='e-cigarette'/><category term='investing'/><category term='money'/><title type='text'>The Money Maker blog</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://etulia.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://etulia.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Mr. Maker</name><uri>http://www.blogger.com/profile/09279877854936846876</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>8</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-2742219434659830902.post-537370486823666471</id><published>2009-10-11T05:44:00.000-07:00</published><updated>2009-10-11T05:45:40.268-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='CEE'/><category scheme='http://www.blogger.com/atom/ns#' term='personal finance'/><category scheme='http://www.blogger.com/atom/ns#' term='making money'/><category scheme='http://www.blogger.com/atom/ns#' term='e-cigarette'/><category scheme='http://www.blogger.com/atom/ns#' term='saving'/><title type='text'>Here come the happy times!</title><summary type='text'>Hi!

Once again, an apology is in order for not posting for almost a week. Nevertheless, I have some good news - my investment in an e-cigarette has paid off, and since thursday I'm on the positive side, I should save about $80/month from now on.

I also took some of my money and put it into feb put optsions for a local clothes manufacturer, they'll probably expire worthless, put if one wants to </summary><link rel='replies' type='application/atom+xml' href='http://etulia.blogspot.com/feeds/537370486823666471/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://etulia.blogspot.com/2009/10/here-come-happy-times.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/537370486823666471'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/537370486823666471'/><link rel='alternate' type='text/html' href='http://etulia.blogspot.com/2009/10/here-come-happy-times.html' title='Here come the happy times!'/><author><name>Mr. Maker</name><uri>http://www.blogger.com/profile/09279877854936846876</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2742219434659830902.post-3357270255469800337</id><published>2009-10-04T07:51:00.000-07:00</published><updated>2009-10-04T07:55:43.099-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='smoking'/><category scheme='http://www.blogger.com/atom/ns#' term='options'/><category scheme='http://www.blogger.com/atom/ns#' term='bets'/><category scheme='http://www.blogger.com/atom/ns#' term='making money'/><category scheme='http://www.blogger.com/atom/ns#' term='investing'/><title type='text'>A quick update</title><summary type='text'>Hi!

Sorry for being away for a week, I was reaaally busy and well...nothing much really changed. I'm still in the what I like to call "the month-end mode", i.e. cash is hard to come by. All should normalize in the beginning of next week though.

As I'm kind of in a rough spot, I figure the best way to go is take a couple of more risky bets, I'm looking towards some local out-of-the-money puts, </summary><link rel='replies' type='application/atom+xml' href='http://etulia.blogspot.com/feeds/3357270255469800337/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://etulia.blogspot.com/2009/10/quick-update.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/3357270255469800337'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/3357270255469800337'/><link rel='alternate' type='text/html' href='http://etulia.blogspot.com/2009/10/quick-update.html' title='A quick update'/><author><name>Mr. Maker</name><uri>http://www.blogger.com/profile/09279877854936846876</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2742219434659830902.post-1195461949412039979</id><published>2009-09-27T06:14:00.000-07:00</published><updated>2009-09-27T06:15:10.285-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='expenses'/><category scheme='http://www.blogger.com/atom/ns#' term='online business'/><category scheme='http://www.blogger.com/atom/ns#' term='making money'/><category scheme='http://www.blogger.com/atom/ns#' term='earnings'/><category scheme='http://www.blogger.com/atom/ns#' term='stocks'/><category scheme='http://www.blogger.com/atom/ns#' term='saving'/><title type='text'>The way forward</title><summary type='text'>I took another look at my finances and noticed that I've got nothing left to save from - money-saving activities over the last 6 months have nudered my monthly expenses so much that taking anything else from it would be criminal.

So obviously the only way forward is trying to increase my earnings - finding a job is the most realistic possibility, but being a high-school undergratuate I'm afraid </summary><link rel='replies' type='application/atom+xml' href='http://etulia.blogspot.com/feeds/1195461949412039979/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://etulia.blogspot.com/2009/09/way-forward.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/1195461949412039979'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/1195461949412039979'/><link rel='alternate' type='text/html' href='http://etulia.blogspot.com/2009/09/way-forward.html' title='The way forward'/><author><name>Mr. Maker</name><uri>http://www.blogger.com/profile/09279877854936846876</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2742219434659830902.post-2332594469697080057</id><published>2009-09-24T06:51:00.000-07:00</published><updated>2009-09-24T06:57:43.117-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='assets'/><category scheme='http://www.blogger.com/atom/ns#' term='insight'/><category scheme='http://www.blogger.com/atom/ns#' term='investing'/><category scheme='http://www.blogger.com/atom/ns#' term='e-cigarette'/><category scheme='http://www.blogger.com/atom/ns#' term='saving'/><title type='text'>I did it!</title><summary type='text'>I finally did it, I bought myself an e-cigarette! And I think it's absolutely fantastic, it poses no health threats whatsoever and it helps me save probably about $70 every single month, which is much more than I expected.However, this investment has pretty much depleted all my available assets for this month, but starting next month, I'll be much better off, especially investment-wise.That's it </summary><link rel='replies' type='application/atom+xml' href='http://etulia.blogspot.com/feeds/2332594469697080057/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://etulia.blogspot.com/2009/09/i-did-it.html#comment-form' title='2 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/2332594469697080057'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/2332594469697080057'/><link rel='alternate' type='text/html' href='http://etulia.blogspot.com/2009/09/i-did-it.html' title='I did it!'/><author><name>Mr. Maker</name><uri>http://www.blogger.com/profile/09279877854936846876</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>2</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2742219434659830902.post-2849953652135300955</id><published>2009-09-22T10:17:00.000-07:00</published><updated>2009-09-22T10:28:15.405-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='corruption'/><category scheme='http://www.blogger.com/atom/ns#' term='investing'/><category scheme='http://www.blogger.com/atom/ns#' term='stocks'/><category scheme='http://www.blogger.com/atom/ns#' term='saving'/><category scheme='http://www.blogger.com/atom/ns#' term='economy'/><title type='text'>The second week</title><summary type='text'>Hi!It's time to venture into some ideas concerning making your money actually multiply, or as I like to put it, just saving isn't enough.If you are as short in cash as I am (most of my assets are illiquid), you are probably looking for something riskier than usual. Nevertheless, a crucial aspect to always consider is the reward/risk ratio - one should always try and keep it over 2.One riskier </summary><link rel='replies' type='application/atom+xml' href='http://etulia.blogspot.com/feeds/2849953652135300955/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://etulia.blogspot.com/2009/09/second-week.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/2849953652135300955'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/2849953652135300955'/><link rel='alternate' type='text/html' href='http://etulia.blogspot.com/2009/09/second-week.html' title='The second week'/><author><name>Mr. Maker</name><uri>http://www.blogger.com/profile/09279877854936846876</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2742219434659830902.post-8169580224253671461</id><published>2009-09-20T07:38:00.000-07:00</published><updated>2009-09-20T07:43:38.093-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='e-cigarette'/><category scheme='http://www.blogger.com/atom/ns#' term='saving'/><category scheme='http://www.blogger.com/atom/ns#' term='freedom'/><title type='text'>The Change I Was Looking For</title><summary type='text'>Hi again!I did some research on the whole e-cigarette business, and it turns out not to be as cheap as I thought. I still hope to save some money using it though.I'd also like to say that even though I haven't achieved anything yet, ever since I started the blog I have this sense of monetary freedom, something I didn't have before. I guess it has something to do with it all being public...I also </summary><link rel='replies' type='application/atom+xml' href='http://etulia.blogspot.com/feeds/8169580224253671461/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://etulia.blogspot.com/2009/09/change-i-was-looking-for.html#comment-form' title='2 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/8169580224253671461'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/8169580224253671461'/><link rel='alternate' type='text/html' href='http://etulia.blogspot.com/2009/09/change-i-was-looking-for.html' title='The Change I Was Looking For'/><author><name>Mr. Maker</name><uri>http://www.blogger.com/profile/09279877854936846876</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>2</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2742219434659830902.post-7564849680066870376</id><published>2009-09-19T07:47:00.000-07:00</published><updated>2009-09-19T08:00:07.030-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='gold'/><category scheme='http://www.blogger.com/atom/ns#' term='financial freedom'/><category scheme='http://www.blogger.com/atom/ns#' term='silver'/><category scheme='http://www.blogger.com/atom/ns#' term='personal finance'/><category scheme='http://www.blogger.com/atom/ns#' term='saving'/><title type='text'>Here's where we start</title><summary type='text'>As you've probably understood by now, I'm now officially on the path towards financial independence. I'm thinking of working out a plan, pointing out how well off should I be by a certain time, but currently my target is just to get my savings growing. After the financial crisis started my total saving have tumbled quite a bit, but the last couple of months have shown some positive signs :)Okay, </summary><link rel='replies' type='application/atom+xml' href='http://etulia.blogspot.com/feeds/7564849680066870376/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://etulia.blogspot.com/2009/09/heres-where-we-start.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/7564849680066870376'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/7564849680066870376'/><link rel='alternate' type='text/html' href='http://etulia.blogspot.com/2009/09/heres-where-we-start.html' title='Here&apos;s where we start'/><author><name>Mr. Maker</name><uri>http://www.blogger.com/profile/09279877854936846876</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2742219434659830902.post-6604112206868591559</id><published>2009-09-18T13:35:00.000-07:00</published><updated>2009-09-19T12:33:47.026-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='money management'/><category scheme='http://www.blogger.com/atom/ns#' term='estonia'/><category scheme='http://www.blogger.com/atom/ns#' term='financial freedom'/><category scheme='http://www.blogger.com/atom/ns#' term='money'/><category scheme='http://www.blogger.com/atom/ns#' term='eastern europe'/><category scheme='http://www.blogger.com/atom/ns#' term='independance'/><title type='text'>The Beginning</title><summary type='text'>Hi, I'm Mr. Maker, nice to meet you. So who am I and what's this all about? I'm a high-school student (going to uni next year) from  Estonia (yup, that's eastern Europe), and I'm currently in the beginning of my first attempt at gaining monetary independence. The road there might be rough, but it will most certainly be interesting, hence the blog (and also for personal use and laughter in years </summary><link rel='replies' type='application/atom+xml' href='http://etulia.blogspot.com/feeds/6604112206868591559/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://etulia.blogspot.com/2009/09/beginning.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/6604112206868591559'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2742219434659830902/posts/default/6604112206868591559'/><link rel='alternate' type='text/html' href='http://etulia.blogspot.com/2009/09/beginning.html' title='The Beginning'/><author><name>Mr. Maker</name><uri>http://www.blogger.com/profile/09279877854936846876</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry></feed>
